How ObamaCare Screws The Working Man. | |
Anonymous Coward User ID: 52583283 United States 01/15/2014 01:44 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 "We cover the whole premium for our employees, they pay nothing each month." 100% wrong. If they're the employees, then that money comes from their work to begin with. So they do pay. You all just skim from their checks what they all bring into the company, and shill out minimal HC worth less than what you skim. Where do you think your company gets the money from to do anything? From the employees work. And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. :mulletwat: You do understand a company / owner must take risks to even be able to offer a job? Presupposition. Depends on the type of work and depends on the type of risks. It's a bigger world than you think it is. 7.1 Billion people big. Anti-social conspiracy nuts wouldn't know anything about that though. |
*Evan
(OP) User ID: 43993722 United States 01/15/2014 01:44 PM Report Abusive Post Report Copyright Violation | Sounds about right from what I can tell through my employer plan. But... geeze dude... it is your responsibility to provide medical coverage for your wife and kids. Find a way... take care of your family. Yea, but before O-care, he wasn't FORCED to. He just paid the fee to see the doc when they needed it before |
waterlily
User ID: 51323695 United States 01/15/2014 01:53 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. Let clear it up on the median wage: Median Income Back in 2007, median household income was $55,438. That's declined to $51,404 in February 2013. [link to www.washingtonpost.com] Source: Washington Post The $30,000 a year man is getting $21,404 less than the median wage in the US. Evan! You slave driver! You should be ashamed of yourself. Sorry to make you look so bad in front of your friends. **** That guy is one of those Obama shills. Where's The Comedian when you need him, with his napalm? *********** WaterLily *********** " Do I dare Disturb the universe?" -- T. S. Elliot, Love Song of J. Alfred Prufrock ************************************* “We are as ignorant of the meaning of the dragon as we are of the meaning of the universe.” -- Jorge Luis Borges ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ "Pompey made his preparations for the war at the end of the winter, entered upon it at the commencement of spring, and finished it in the middle of the summer." -- Cicero, De Imperio Cn. Pompei |
*Evan
(OP) User ID: 43993722 United States 01/15/2014 01:55 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. Let clear it up on the median wage: Median Income Back in 2007, median household income was $55,438. That's declined to $51,404 in February 2013. [link to www.washingtonpost.com] Source: Washington Post The $30,000 a year man is getting $21,404 less than the median wage in the US. Evan! You slave driver! You should be ashamed of yourself. Sorry to make you look so bad in front of your friends. **** That guy is one of those Obama shills. Where's The Comedian when you need him, with his napalm? Theres always one of em around. You could tell from his posts though, that he had no clue what he was talking about. So you shouldn't waste your time. |
YaRight
User ID: 43988844 United States 01/15/2014 01:58 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. Let clear it up on the median wage: Median Income Back in 2007, median household income was $55,438. That's declined to $51,404 in February 2013. [link to www.washingtonpost.com] Source: Washington Post The $30,000 a year man is getting $21,404 less than the median wage in the US. Evan! You slave driver! You should be ashamed of yourself. Sorry to make you look so bad in front of your friends. **** That guy is one of those Obama shills. Where's The Comedian when you need him, with his napalm? It’s not worth the effort. Let them think whatever they want. They have never had to make a payroll or worry about the OI. The most terrifying words in the English language are: I'm from the government and I'm here to help. |
Saddletramp
User ID: 740208 Puerto Rico 01/15/2014 01:59 PM Report Abusive Post Report Copyright Violation | I found a new way ObamaCare screws the working man. Quoting: *Evan My agency provides coverage for our employees. We cover the whole premium for our employees, they pay nothing each month. One employee, is a man, makes about 3ok/yr. He has 3 kids. Now to add his wife and kids to his work plan, he would have to pay 500/month. Which, if you make 30k/yr 500 a month is quite a bit. He has never added them because it was too expensive for them. So he asks me today if he can decline coverage, and him and his family sign up for a plan they found, that they like and can afford, on the state exchange. It would be like 160/mmonth for the 5 of them after the government subsidy. Well, since he gets offered coverage from us, his employer, he cannot get the subsidy. Ok, I mean, makes a little sense, but it gets worse... Since he has the option of adding his family, for 500/month, his family on their own do not qualify for a subsidy either. So they must pay full price for any plan they sign up for. So either he pays 500 a month to add them to his current plan, or pay full price for an exchange plan, which would be around the same amount. He can't afford that, so he said he will just pay the penalty at tax time. Made me think, maybe I shouldn't offer healthcare anymore. It kind of screws them all because I offer benefits..... Moral of the story, the Government always screws the workin man Thanks Obama! "And how can a man die better than facing fearful odds, for the ashes of his fathers, and the temples of his Gods..." ~ Horatius "Because he told the truth, and once you've heard the truth, everything else is just cheap whiskey..." "We don't rent pigs!" |
Anonymous Coward User ID: 1274109 United States 01/15/2014 02:04 PM Report Abusive Post Report Copyright Violation | How convenient. You're protected by a military regardless, so you're a freeloader. Same goes for your nationally subsidized electricity. And nationally subsidized water. We can skip roads and cops because they're both fucked, but the fact that someone will take a bullet today in uniform for you pisses me off. Sure, we don't need to be at war, but we do it to scare everyone away (the actual truth) and to make profits (true, but to a lesser extent than you'd think). Yeah, I will be freeloader. I have spent 40 years paying in and never tried to get any extra from anyone. i am tired of paying for all the other freeloaders, so there. |
*Evan
(OP) User ID: 43993722 United States 01/15/2014 02:06 PM Report Abusive Post Report Copyright Violation | How convenient. You're protected by a military regardless, so you're a freeloader. Same goes for your nationally subsidized electricity. And nationally subsidized water. We can skip roads and cops because they're both fucked, but the fact that someone will take a bullet today in uniform for you pisses me off. Sure, we don't need to be at war, but we do it to scare everyone away (the actual truth) and to make profits (true, but to a lesser extent than you'd think). Yeah, I will be freeloader. I have spent 40 years paying in and never tried to get any extra from anyone. i am tired of paying for all the other freeloaders, so there. Who is John Galt? |
Anonymous Coward User ID: 52615252 United States 01/15/2014 02:08 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 "We cover the whole premium for our employees, they pay nothing each month." 100% wrong. If they're the employees, then that money comes from their work to begin with. So they do pay. You all just skim from their checks what they all bring into the company, and shill out minimal HC worth less than what you skim. Where do you think your company gets the money from to do anything? From the employees work. And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. hahahahahaha You really have very little to no understanding about anything you just attempted to speak about. It was cute though If I was wrong (and I'm not) then you could point out exactly where. But you can't. Because I am not wrong. Redneck conspiracy loser... (NWO resistance! Derpa der!) you really are kidding, right? you do know that he doesn't have to give his employees health care. however you want to define it, the money he uses to pay healthcare is his money. every businesses money comes from the work of their employees. even if it's a one person company that one person's work provides the revenues. he didn't have to provide healthcare, and he could have only covered a portion of the healthcare. I'm not sure what type of drug addled, peace, love planet you come from, but in the usa, if you own a company of fewer than 50 people you have no obligation to provide insurance, much less pay 100%. and if you think 30k/yr for a family of 5 is a good income, you must live on a heater vent |
Carnac The Magnificent
User ID: 3560801 United States 01/15/2014 02:09 PM Report Abusive Post Report Copyright Violation | Sounds about right from what I can tell through my employer plan. But... geeze dude... it is your responsibility to provide medical coverage for your wife and kids. Find a way... take care of your family. Yea, but before O-care, he wasn't FORCED to. He just paid the fee to see the doc when they needed it before I get your point... but then, he is not forced to do it now either. He is penalized, but not forced. He needs to do whatever it takes to increase his skills, his location... both -- and find a higher paying job, preferably with good benefits. My employer offers insurance -- but only subsidizes a small part of the individual premium. I am on the hook for the rest for myself and my family. Then again, I make 5X what the person in question makes and I can afford it... I make that much because I paid for the education, paid for the certifications... moved to a better location so that I would be near an airport and could take a higher paying traveling job as a consultant. We did not want to move to a larger city... I do not want to travel four days a week. But that is life... I have to take care of my family. If I can do this -- anyone can do this. Have a nice day = GFY. GFY = Go Fuck Yourself. If this offends you then have a nice day. |
Anonymous Coward User ID: 50289786 United States 01/15/2014 02:10 PM Report Abusive Post Report Copyright Violation | How convenient. You're protected by a military regardless, so you're a freeloader. Same goes for your nationally subsidized electricity. And nationally subsidized water. We can skip roads and cops because they're both fucked, but the fact that someone will take a bullet today in uniform for you pisses me off. Sure, we don't need to be at war, but we do it to scare everyone away (the actual truth) and to make profits (true, but to a lesser extent than you'd think). |
*Evan
(OP) User ID: 43993722 United States 01/15/2014 02:12 PM Report Abusive Post Report Copyright Violation | Sounds about right from what I can tell through my employer plan. But... geeze dude... it is your responsibility to provide medical coverage for your wife and kids. Find a way... take care of your family. Yea, but before O-care, he wasn't FORCED to. He just paid the fee to see the doc when they needed it before I get your point... but then, he is not forced to do it now either. He is penalized, but not forced. He needs to do whatever it takes to increase his skills, his location... both -- and find a higher paying job, preferably with good benefits. My employer offers insurance -- but only subsidizes a small part of the individual premium. I am on the hook for the rest for myself and my family. Then again, I make 5X what the person in question makes and I can afford it... I make that much because I paid for the education, paid for the certifications... moved to a better location so that I would be near an airport and could take a higher paying traveling job as a consultant. We did not want to move to a larger city... I do not want to travel four days a week. But that is life... I have to take care of my family. If I can do this -- anyone can do this. I see what you're saying. But 30k/yr here in small town nor cal is quite a bit. He makes over double the min wage. Not very many places around here pay over double min wage. |
waterlily
User ID: 51323695 United States 01/15/2014 02:12 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. Let clear it up on the median wage: Median Income Back in 2007, median household income was $55,438. That's declined to $51,404 in February 2013. [link to www.washingtonpost.com] Source: Washington Post The $30,000 a year man is getting $21,404 less than the median wage in the US. Evan! You slave driver! You should be ashamed of yourself. Sorry to make you look so bad in front of your friends. **** That guy is one of those Obama shills. Where's The Comedian when you need him, with his napalm? It’s not worth the effort. Let them think whatever they want. They have never had to make a payroll or worry about the OI. That's pretty clear from the post. I am very glad that we sold our bricks and mortar and operate from our home now, with all the insurance craziness coming down. *********** WaterLily *********** " Do I dare Disturb the universe?" -- T. S. Elliot, Love Song of J. Alfred Prufrock ************************************* “We are as ignorant of the meaning of the dragon as we are of the meaning of the universe.” -- Jorge Luis Borges ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ "Pompey made his preparations for the war at the end of the winter, entered upon it at the commencement of spring, and finished it in the middle of the summer." -- Cicero, De Imperio Cn. Pompei |
BattlesightZero
User ID: 52252911 United States 01/15/2014 02:25 PM Report Abusive Post Report Copyright Violation | Agreed. Spend the money on ammo and supplies, instead. That's what I've been doing... BattlesightZero YOU, and only YOU are responsible for maintaining the balance of power between you and the rest of the semi-sentient beings in this world. You cannot disclaim or delegate that responsibility; it is a function of being a living, breathing "adult" in this world. If you can't manage yourself on those terms, someone else *will* manage you on their terms. Your terms are irrelevant. Buy a rifle; prepare to defend yourself. If you don't, what happens is *your* fault. Period. |
Anonymous Coward User ID: 52338851 United States 01/15/2014 02:28 PM Report Abusive Post Report Copyright Violation | The whole damn thing would crash within a week if all Americans said fuck this, and just didn't go to work until they agree to rescind it. We have more power to wield than anyone else in DC. They getting this "affordable health care" off the backs of the working people. What happens if they can't get it anymore? |
Northman
User ID: 9334041 Puerto Rico 01/15/2014 02:40 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 30353092 United States 01/15/2014 02:43 PM Report Abusive Post Report Copyright Violation | The best thing for us is to some how force them to let loose of all of the health related technologies. I'm 75 and on Medicare. I pay %100.00 to the GOv for what they provide, but my supplemental is $250.00k a month. So...for my, my coverage is $350.00 a month....for one person. |
*Evan
(OP) User ID: 43993722 United States 01/15/2014 02:45 PM Report Abusive Post Report Copyright Violation | I don't know why it's called Obamacare. The exchanges hook you up with a regular ins. Co. My wife got hooked up. Her premium is 720.00 a month and it's subsidized. If she didn't get hooked up, and with subsidy, she wouldn't have health insurance at all. She is 64 and will be on medicare in 7 months or so. I am in my 70s and on medicare. I pay for medicare part B, and pay about 1,400.00 a year. I pay more in than I use but that's fine, just knowing I have some security if I do get sick or have some kind of problems. I am a vet also but have never had a VA claim and have never gotten any VA benefits, but am thankful not to need them. My wife has some issues and we will have some medical bills for her, but we will pay 3,000.00 before ins. pays anything at all (except they already pay some of her prescription drug costs). After our deductible we will pay 30% 70% (us 30). When I was working (most of my life) but just counting the last 30 years, I and the company I worked for paid hundreds of thousands of dollars in ins. premiums and used hardly any, maybe 20,000.00 over the years. So after retirement get no benefit from that at all, so they made out bigtime but I expect that's how it usually goes. The wife has a colon issue and I expect we will get some ins. payback on that but will not have really ever gotten anything for nothing so maybe it all works out fairly in a odd kind of way. Well GLP ers have a great day and be well. Quoting: Northman |
Anonymous Coward User ID: 29254219 United States 01/15/2014 02:55 PM Report Abusive Post Report Copyright Violation | |
Carnac The Magnificent
User ID: 3560801 United States 01/15/2014 03:01 PM Report Abusive Post Report Copyright Violation | ... Quoting: Carnac The Magnificent Sounds about right from what I can tell through my employer plan. But... geeze dude... it is your responsibility to provide medical coverage for your wife and kids. Find a way... take care of your family. Yea, but before O-care, he wasn't FORCED to. He just paid the fee to see the doc when they needed it before I get your point... but then, he is not forced to do it now either. He is penalized, but not forced. He needs to do whatever it takes to increase his skills, his location... both -- and find a higher paying job, preferably with good benefits. My employer offers insurance -- but only subsidizes a small part of the individual premium. I am on the hook for the rest for myself and my family. Then again, I make 5X what the person in question makes and I can afford it... I make that much because I paid for the education, paid for the certifications... moved to a better location so that I would be near an airport and could take a higher paying traveling job as a consultant. We did not want to move to a larger city... I do not want to travel four days a week. But that is life... I have to take care of my family. If I can do this -- anyone can do this. I see what you're saying. But 30k/yr here in small town nor cal is quite a bit. He makes over double the min wage. Not very many places around here pay over double min wage. Hmmm... are you the employer in this situation? If so, I am surely not saying anything negative against you and I applaud the employer for doing as much as they can for the employee given the situation (located, prevailing wages, etc..). OTOH, the employee has an obligation to care for his family. Government intrusion or none. Have a nice day = GFY. GFY = Go Fuck Yourself. If this offends you then have a nice day. |
Copperhead
User ID: 51617489 United States 01/15/2014 03:04 PM Report Abusive Post Report Copyright Violation | |
Anonymous Coward User ID: 9731326 United States 01/15/2014 03:12 PM Report Abusive Post Report Copyright Violation | |
TerrorByte
User ID: 15766346 United States 01/15/2014 03:16 PM Report Abusive Post Report Copyright Violation | Or vote them ALL out, all incumbents, Repub and Demo, good or bad, longtime or noob. Teach our servants they ARE our servants. If we don't act like their masters, we aren't. Yes, this is what needs to happen to send a message to the establishment. To bad it won't! :( |
BattlesightZero
User ID: 52252911 United States 01/15/2014 03:16 PM Report Abusive Post Report Copyright Violation | Agreed. Spend the money on ammo and supplies, instead. That's what I've been doing... You got a SAW for that? I'm not telling... BattlesightZero YOU, and only YOU are responsible for maintaining the balance of power between you and the rest of the semi-sentient beings in this world. You cannot disclaim or delegate that responsibility; it is a function of being a living, breathing "adult" in this world. If you can't manage yourself on those terms, someone else *will* manage you on their terms. Your terms are irrelevant. Buy a rifle; prepare to defend yourself. If you don't, what happens is *your* fault. Period. |
Theobromine
User ID: 19876247 United States 01/15/2014 03:17 PM Report Abusive Post Report Copyright Violation | |
Chuckie Joe
User ID: 43994092 United States 01/15/2014 03:21 PM Report Abusive Post Report Copyright Violation | Well kiss my grits! Yes, as through this world I've wandered I've seen lots of funny men; Some will rob you with a six-gun, And some with a fountain pen. And as through your life you travel, Yes, as through your life you roam, You won't never see an outlaw Drive a family from their home. |
Anonymous Coward User ID: 18327703 United States 01/15/2014 03:28 PM Report Abusive Post Report Copyright Violation | No, you should continue to offer health benefits to your employees. That sucks for his wife and kids but as long as they are in limbo they won't be able to afford to comply and the more who don't comply the sooner zerocare will go away. Besides subsidies will fuck him anyway. I am not sure how they will work but I have heard it will go one of two ways. One is that you must pay a full year for zerocare at full price BEFORE you are given the subsidy and when you are given it it comes in the form of a tax refund. If you need a subsidy to afford it then how in hell are you going to afford it the first year at full price. The second way I have heard that it will work is that you will get your subsidy but then it will be taken out of your tax refund and if the refund is not enough to cover it then you will have to pay the IRS. Either way it's going to fuck people. |
Hardwired
User ID: 49839943 United States 01/15/2014 03:30 PM Report Abusive Post Report Copyright Violation | Friends own a restaurant franchise, and provided health insurance to their managers. Obammycare means that if they insure one person, they have to insure them all (never mind that most of the employees are under 26 and still eligible for coverage on their parent's plan). So, they cancelled the insurance for managers, but decided to give them a bonus which covered the cost of the cheapest Obamacare premium. Now, they could not say this bonus was for hellth insurance, as that would be illegal. The managers were told of the situation, but were also told they could spend the bonus any way they saw fit. |
Anonymous Coward User ID: 18327703 United States 01/15/2014 03:35 PM Report Abusive Post Report Copyright Violation | and I quote: Quoting: Anonymous Coward 52583283 "We cover the whole premium for our employees, they pay nothing each month." 100% wrong. If they're the employees, then that money comes from their work to begin with. So they do pay. You all just skim from their checks what they all bring into the company, and shill out minimal HC worth less than what you skim. Where do you think your company gets the money from to do anything? From the employees work. And "desk jobs" are not the working man. Sorry. 30K a yr is WAYYYYYYY above average. Check the MEDIAN you nitwit. Do you even know what the Median is right now? Do you? If you make 30K a year, then you can drop hundos on your HC. He's not screwed because his back isn't up against ANY wall. This thread is complete bull. hahahahahaha You really have very little to no understanding about anything you just attempted to speak about. It was cute though That's not a rational rebuttal. That a personal attack, and you did not address or correct any of my statements. I take it the concept of natural, rational discussion along with implementing the Socratic method is something completely foreign to you. "Verba vana aut risui non loqui." [Not to speak words in vain or to start laughter] well dude does have a point. To the OP, if you decide to ditch health insurance for your employees that you say you pay at 100% will you be giving your employees the extra money you will be saving by not providing health insurance to them as extra pay in their pay checks? I ask because this issue has not been addressed anywhere that I can find. I once "worked for the man" and the company I worked for paid $10,000/yr for my insurance plan that they offered me. I would much rather have just had the $10,000/yr added to my paycheck and then I could have bought the plan I wanted as a private individual plan and I would have come out ahead because the plan would have cost way less than $10,000/yr in premiums. |
Weltsmertz
User ID: 46677625 United States 01/15/2014 03:42 PM Report Abusive Post Report Copyright Violation | I was wondering, can I post this on my facebook to share whit my idiot friends? I will say from a poster on a forum I am a member of...? A casual stroll through the lunatic asylum shows that faith does not prove anything. Friedrich Nietzsche if I did not feel so sad as I look at them. Sad because they do not know the truth and I do know it. Oh, how hard it is to be the only one who knows the truth! But they won't understand that. No, they won't understand it." --from The Dream of a Ridiculous Man (1877) |