What you may consider as valuable qualifications today, may be completely useless qualifications if all hell breaks loose. Let's say there is a massive electromagnetic storm, wiping out the vast majority of electrical and electronic circuitry on Earth... for a few months. That 100K programmer or sysadmin "qualification", at least in the immediate near term, becomes worth exactly 2.5 cents. Doctors/Healers, mechanics, farmers, people who know and can teach how to live off the land and materials available... those will be the "qualifications" most valued in the immediate aftermath.

Don't sell yourself short by today's standards. When conditions change, so do values. Just as paper currency can never stand up to gold, no matter how it tries, so may your real world know-how stand up better to the test if and when TSHTF.