well if things have lined up enough for Duncan to make a move, and things are bad enough that UD had to leave the country in haste to deal with financials

i would say the rest of us had better be doing the same

personally i don't think we have the luxury of a year or more, but that is just me, but for those who have done nothing, they better start preparing like there is only a month left, and every day after that is a blessing