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SUCCESS! So proud today! I am out of debt!

 
Anonymous Coward
User ID: 79529676
United States
03/22/2023 02:14 AM
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Re: SUCCESS! So proud today! I am out of debt!
It took years, and I struggled to live frugally during all that time.

Well, it paid off...because everything has been PAID OFF!

I have a lot of credit available now, but I'm not going to let that tempt me to use it. The frugal lifestyle has become a habit, so it will continue; allowing for my ability to save money in this wacked out uni-party globalist economy.


 Quoting: Anonymous Coward 82433985


I have a -0- credit rating. Never knew there was such a thing until I had -0- debt for a few years. On a nearly daily basis, I am prodded to some sort of credit/debt or another. I think I have all I need, and if I choose differently, I buy it cash. No wolves badgering me for this or that. Enjoy what you have accomplished. The peace is worth it.
 Quoting: Reaching


The lowest score you can have is a 300
Anonymous Coward
User ID: 84608730
Germany
03/22/2023 02:16 AM
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Re: SUCCESS! So proud today! I am out of debt!
Dept are a artifical construct, nothing real
Walter Brennan's Hat

User ID: 82923454
United States
03/22/2023 02:16 AM

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Re: SUCCESS! So proud today! I am out of debt!
My nortgage is almost paid off, and I am looking forward to that good feeling you describe. I have a small ampunt of CC debt which I have also reduced. It has been not so easy to pay down the debt since my husband passed away, but if you keep at it, you can make a difference and finally be totally free.

Go for it, anybody who hasn't started yet. Pay your bills early each month, and pay more, even if it is only a bit more, than the minimum.This is to reduce the interest, thus the amount you owe. If I come across unexpected money, like a refund, I have been putting it to debt rather than spending it, and that has helped too.

Congratulations, AC! Good luck you guys!
 Quoting: Lily o' the Valley


What an optimist. wbh
reincarnated
Black Unit

User ID: 84186946
United States
03/22/2023 02:17 AM

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Re: SUCCESS! So proud today! I am out of debt!
Congratulations!!

I did the same about 3 years ago, thanks to my wife. She really helped me stay focused. It’s amazing how much $ you have at payday to do whatever you want.
Anonymous Coward
User ID: 85486701
Australia
03/22/2023 02:18 AM
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Re: SUCCESS! So proud today! I am out of debt!
It took years, and I struggled to live frugally during all that time.

Well, it paid off...because everything has been PAID OFF!

I have a lot of credit available now, but I'm not going to let that tempt me to use it. The frugal lifestyle has become a habit, so it will continue; allowing for my ability to save money in this wacked out uni-party globalist economy.


 Quoting: Anonymous Coward 82433985


Congratulations, well done just be super sure to keep the credit incase you ever need it but dont clock it for luxury that fades to nothing but more debt.
Anonymous Coward (OP)
User ID: 82433985
United States
03/22/2023 02:21 AM
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Re: SUCCESS! So proud today! I am out of debt!
It took years, and I struggled to live frugally during all that time.

Well, it paid off...because everything has been PAID OFF!

I have a lot of credit available now, but I'm not going to let that tempt me to use it. The frugal lifestyle has become a habit, so it will continue; allowing for my ability to save money in this wacked out uni-party globalist economy.


 Quoting: Anonymous Coward 82433985


Congratulations, well done just be super sure to keep the credit incase you ever need it but dont clock it for luxury that fades to nothing but more debt.
 Quoting: Anonymous Coward 85486701


That's the plan...and also my one financial fear.

I pray to God...PLEASE...make it to where I never ever have to rely on it.

Fiat cash RULES...until it doesn't anymore, which I also hope and pray doesn't happen until I am dead and rotten in the grave.

Of course, having the USA return to a gold-standard economy would bring tears to my eyes.
Anonymous Coward
User ID: 79670351
United States
03/22/2023 02:31 AM
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Re: SUCCESS! So proud today! I am out of debt!
Good job.
Anonymous Coward (OP)
User ID: 82433985
United States
03/22/2023 02:33 AM
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Re: SUCCESS! So proud today! I am out of debt!
Student loan or mortgage?
 Quoting: Anonymous Coward 85247889


No. And I hate admitting to the reason for the debt, but oh well. Why not?

I took on $13,000 of debt over the course of three years (2017-2020) to please my new wife...who in 2020 became my ex.

Unfortunately, all that debt was in my name, so yeah.

I did get the privilege and satisfaction of throwing her out, however. That was a really good day like today is. The debt wasn't the only thing in my name. The apartment lease was, too. She tried using the police to stay, but I whipped out that lease and out the door with her stuff she went.

The very next day, I had a yard sale and liquidated all our belongings. I used that money to get a divorce, and in the end...she got nothing at all from it. I had sold it all (which you can legally do if you're still married).

So it's been almost three years of paying off that debt and surviving as the economy tanked.
 Quoting: Anonymous Coward 82433985


Forget being out of debt. The real nugget here is you got a divorce & she got nothing ! Bruh ! You could write a book on that & be a millionaire. Props man.
 Quoting: JustinCastro


I truly appreciate all the awesome comments on my post, but this post I deeply appreciated the most.

Yeah man! She deserved to get kicked out of the house!
Anonymous Coward
User ID: 78325864
United States
03/22/2023 02:49 AM
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Re: SUCCESS! So proud today! I am out of debt!
Now that's something to be proud of. We got people running around talking bout they proud they take it in the butt hole .

Congrats OP . Truly!
Anonymous Coward
User ID: 85275899
Australia
03/22/2023 02:52 AM
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Re: SUCCESS! So proud today! I am out of debt!
Legend has it OP just bought a house and back in debt....
Anonymous Coward
User ID: 85484500
United States
03/22/2023 03:00 AM
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Re: SUCCESS! So proud today! I am out of debt!
clappa
Crabby Abby

User ID: 85360385
United States
03/22/2023 03:12 AM

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Re: SUCCESS! So proud today! I am out of debt!
A few years back I paid off my mortgage 13 years early. I put myself on a tight budget and hammered the shit out of it after my divorce. Bank of America didn't even have the software for mortgage payoff, it's a SCAM! Attorney made the president process hardcopy the old fashion way.

I owe no one. My utilities are paid several months ahead so no huge winter bills to face. Government extortion fees are paid. I'm still on the frugal budget for monthly expenditures, but I can buy anything I fucking need or want without credit.

Being debt free is the most wonderful feeling!
Anonymous Coward
User ID: 30876929
Australia
03/22/2023 04:12 AM
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Re: SUCCESS! So proud today! I am out of debt!
Good, now where's that tenner you owe me
Anonymous Coward
User ID: 84875332
United States
03/22/2023 05:33 AM
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Re: SUCCESS! So proud today! I am out of debt!
Fantastic! now start saving for good times :)
 Quoting: Fractals


That bottle of scotch set me back $60 dollars today, but I just had to celebrate tonight. That was a long, arduous ordeal.
 Quoting: Anonymous Coward 82433985


Low IQ way to "celebrate". By poisoning your body.

I bet drinking was the only way to tolerate your wasted life as a debt slave pig?

You are probably fat and distended from alcohol use and mcdonalds "food"
Anonymous Coward
User ID: 84875332
United States
03/22/2023 05:37 AM
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Re: SUCCESS! So proud today! I am out of debt!
Student loan or mortgage?
 Quoting: Anonymous Coward 85247889


No. And I hate admitting to the reason for the debt, but oh well. Why not?

I took on $13,000 of debt over the course of three years (2017-2020) to please my new wife...who in 2020 became my ex.

Unfortunately, all that debt was in my name, so yeah.

I did get the privilege and satisfaction of throwing her out, however. That was a really good day like today is. The debt wasn't the only thing in my name. The apartment lease was, too. She tried using the police to stay, but I whipped out that lease and out the door with her stuff she went.

The very next day, I had a yard sale and liquidated all our belongings. I used that money to get a divorce, and in the end...she got nothing at all from it. I had sold it all (which you can legally do if you're still married).

So it's been almost three years of paying off that debt and surviving as the economy tanked.
 Quoting: Anonymous Coward 82433985


Typical debt-slave american.
Going into slavery to make some materialistic Babylonian whore-wife happy.
Good job for gettin out of it. Most worthless, mindless, fat fucking pig' cunt american debt slaves have a fat materialistic whore-wife to keep happy.

Stupid fucks. Why live like that? Pathetic.
Anonymous Coward
User ID: 85404054
United States
03/22/2023 06:10 AM
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Re: SUCCESS! So proud today! I am out of debt!
This is amazing, congratulations! Good job! My ex stuck me with a 12k credit card at the divorce wanting to ruin my credit and not succeed, but I managed to buy a house anyway. Took me 15 years of frugal living and double payments to pay it all off.
It felt amazing, smelled like freedom.
Festus J. Hoggbottom, III

User ID: 84062326
United States
03/22/2023 06:13 AM

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Re: SUCCESS! So proud today! I am out of debt!
No, grasshopper. You don't understand at all. You are debt. What do you think is still propping this thing up?

Idol1
I did it. I did it on purpose. And I'll do it again.
Anonymous Coward
User ID: 85404054
United States
03/22/2023 06:16 AM
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Re: SUCCESS! So proud today! I am out of debt!
A few years back I paid off my mortgage 13 years early. I put myself on a tight budget and hammered the shit out of it after my divorce. Bank of America didn't even have the software for mortgage payoff, it's a SCAM! Attorney made the president process hardcopy the old fashion way.

I owe no one. My utilities are paid several months ahead so no huge winter bills to face. Government extortion fees are paid. I'm still on the frugal budget for monthly expenditures, but I can buy anything I fucking need or want without credit.

Being debt free is the most wonderful feeling!
 Quoting: Crabby Abby


Congratulations! I did it the same way, also ahead of bills! Smells like freedom!
Anonymous Coward
User ID: 85480692
Argentina
03/22/2023 06:19 AM
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Re: SUCCESS! So proud today! I am out of debt!
Student loan or mortgage?
 Quoting: Anonymous Coward 85247889


No. And I hate admitting to the reason for the debt, but oh well. Why not?

I took on $13,000 of debt over the course of three years (2017-2020) to please my new wife...who in 2020 became my ex.

Unfortunately, all that debt was in my name, so yeah.

I did get the privilege and satisfaction of throwing her out, however. That was a really good day like today is. The debt wasn't the only thing in my name. The apartment lease was, too. She tried using the police to stay, but I whipped out that lease and out the door with her stuff she went.

The very next day, I had a yard sale and liquidated all our belongings. I used that money to get a divorce, and in the end...she got nothing at all from it. I had sold it all (which you can legally do if you're still married).

So it's been almost three years of paying off that debt and surviving as the economy tanked.
 Quoting: Anonymous Coward 82433985


congrats anon.
debt slavery is a pain in the a$$
Anonymous Coward
User ID: 83871819
Canada
03/22/2023 06:33 AM
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Re: SUCCESS! So proud today! I am out of debt!
It took years, and I struggled to live frugally during all that time.

Well, it paid off...because everything has been PAID OFF!

I have a lot of credit available now, but I'm not going to let that tempt me to use it. The frugal lifestyle has become a habit, so it will continue; allowing for my ability to save money in this wacked out uni-party globalist economy.


 Quoting: Anonymous Coward 82433985




Congratulations, don't pay the banksters penny of interest ever again. Frugal life is the way, all the bullshit we want was invented to make us want and work for it, and take what we have the most precious - Time

You will not get back time you didn't spend with your close ones.
And you can go any time, during that time this will be your greatest regret. Giving your time for few $ and material things instead of using it right.
Katipo

User ID: 31888651
New Zealand
03/22/2023 06:35 AM

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Re: SUCCESS! So proud today! I am out of debt!
Well done!
Any sarcasm in this post is purely intentional.
R(r)
User ID: 85272000
United States
03/22/2023 06:37 AM
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Re: SUCCESS! So proud today! I am out of debt!
That is great!

I can relate!
Anonymous Coward
User ID: 80576203
United States
03/22/2023 06:48 AM
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Re: SUCCESS! So proud today! I am out of debt!
Congrats FREEMAN!
Anonymous Coward
User ID: 79780865
Canada
03/22/2023 06:50 AM
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Re: SUCCESS! So proud today! I am out of debt!
Wrong! Your share of the national debt is about 90,000.
 Quoting: Macs Divoc


People paying off their debts NOW are such cucks for the system. If you have to live super frugal to do it, you're the sucker.
BRIEF

User ID: 79662918
United States
03/22/2023 06:50 AM

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Re: SUCCESS! So proud today! I am out of debt!
Fantastic! now start saving for good times :)
 Quoting: Fractals


That bottle of scotch set me back $60 dollars today, but I just had to celebrate tonight. That was a long, arduous ordeal.
 Quoting: Anonymous Coward 82433985


Now you are ready to build wealth and start collecting interest, instead of paying it! You are on the proper side of the equation now!
I never forgive and I never forget

I am a licensed firearm holder. I will, under protection of law, use lethal force if attacked.

Briefcut4892
Anonymous Coward
User ID: 79780865
Canada
03/22/2023 06:51 AM
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Re: SUCCESS! So proud today! I am out of debt!
Fantastic! now start saving for good times :)
 Quoting: Fractals


That bottle of scotch set me back $60 dollars today, but I just had to celebrate tonight. That was a long, arduous ordeal.
 Quoting: Anonymous Coward 82433985


Now you are ready to build wealth and start collecting interest, instead of paying it! You are on the proper side of the equation now!
 Quoting: BRIEF


TRUE cuck for the system. Camel stuck in the needle kinda consciousness.
Anonymous Coward
User ID: 79780865
Canada
03/22/2023 06:53 AM
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Re: SUCCESS! So proud today! I am out of debt!
ANYONE who bases their human worth off the money and material wealth is a spiritual CUCK.

I can't stress this enough OP, don't make this your new religion.

Spend your fucking money and enhance your soul and forget about the rest. Build wealth for life fun and experiences, don't let them con you into being "frugal" for the sake of coping with their money system.
Anonymous Coward
User ID: 84037600
Canada
03/22/2023 07:05 AM
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Re: SUCCESS! So proud today! I am out of debt!
good for you
Anonymous Coward
User ID: 81674768
Canada
03/22/2023 07:07 AM
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Re: SUCCESS! So proud today! I am out of debt!
Gratz OP. Hit that milestones a couple years ago myself, still debt free.

Everything I buy I pay immediately.
Anonymous Coward
User ID: 85437888
United States
03/22/2023 07:08 AM
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Re: SUCCESS! So proud today! I am out of debt!
Congrats, I did it during the shut downs.

You wouldn't believe how much money you have when you get paid now and only living expenses need payment.





GLP