I need help with identity theft please!

I use Zander ID theft plan. I have had it for years and it is recommended by Dave Ramey.

It wont help you now as you did not have it when incident occurred. They may give you advice on e you sign up. I pay about 72 bucks a year for it.

My daughter and son in law had similar situation as you are in. She called IRS and was able to get it straightened out eventually.

yes life lock would be good for a while

Thanks! Good suggestions.My tax person submitted the theft to IRS but said it would take 6 months or more for IRS to find the fraudster and send me a personal pin number.

I just need to protect from other identify theft.

Appreciate your replies. Sincerely.

I will look into Zander!

I don't mind your Juan star. Nicer people helped me already. Loser.

We'll need your social security number, birth certificate, maiden name, and the hours you're not at home in order to "help" you.

Get your credit frozen through all 3 of the reporting agencies. This will not interfere with any accounts that you have, but it will prevent any new credit or loans being taken out in your name.

Thank you! Any good website suggestions?

How to freeze your credit
[link to www.creditkarma.com (secure)]

Always keep your credit report locked when not seeking new credit. The thief got your SSN from somewhere, and if they know where you live they can file all sorts of things.

And locked at all 3 credit bureaus

i had identity theft happen about 7 years ago... i went to file my taxes and it came back as already filed. They caught the criminals and prosecuted them. I got a letter about a year and a half saying the dindooos were trying to escape prison due to "covid fears". i don't know what came of that.

i have been using Lifelock ever since and i have to use a pin number to file taxes now.

5 Stars to negate Juan.

Good luck with everything!

You need to place a fraud alert on your credit report, it is good for one year, then you continue to do that each year to be safe. Below is the fraud alert number for equifax. Once the fraud alert goes into effect you will be sent a post card in the mail letting you know that they also have contacted the other credit reporting agencies in regards to the fraud alert.

What you are doing is freezing your credit so no one can take out a loan or credit card in your name using your social security number. If someone tries to use your use your social security to establish new credit, your will be called, and they will be blocked. Make sure you cancel all of your active credit cards and let them know you are dealing with identity theft. Request that they issue you new credit cards with new numbers. You also can file a police report. I had this happen, and once I froze my credit, I have not had problems.

Here is the number:(800) 525-6285
Once you have placed a fraud alert or active duty alert, you'll be able to verify its status through your my Equifax account. You can call Equifax at (800) 525-6285 or send a request by mail to place a fraud alert or active duty alert. It takes about a week for you to receive the postcard in the mail. Hold on to it, as a reminders to when it expires.

As far as life lock, I never went with them because of all the information they required, and I feared they could be hacked, also you have to pay. Placing a fraud alert is FREE.

Last Edited by Foxy Pomeranian on 10/12/2021 11:38 PM

I have also used Zander for several years and haven't lost my @$$ yet, but a hacker might look at my assets and laugh.

Tax guy here. We had one of these case back in like 2011/2012, and no one knew what to do. This was prior to the ID Theft Pins. Fast forward to about 2015/2016, there were probably about 1 to 3 million or more of these cases in the US, so it definitely was more prevalent of a problem. We had probably 30 to 40 cases those years; super frustrating.

I’d say we might have one or two of these now. Anyway, in each of the cases I’ve seen, maybe one or two clients had their actual identity compromised. The others clients just fell victim to a one time ID theft issue only regarding their tax account, and not their credit account.

My point, don’t freak out, these are common occurrences and the IRS has done absolutely nothing about it. Millions of dollars in refunds were sent to one address in Atlanta GA a few years ago before the IRS “caught on” to the scam this Nigerian was running. Unbelievable. Your tax dollars hard at work!!!

But, the prudent thing to do is check your credit often and consider getting an ID theft protection service.

By pass your "tax person"
And contact the IRS.


When you have major issue like you have?


i suggest going straight to source.



i do

Steal someone else's identity..problem solved

no offense

just trying to say people get paid to do what you can do.

there is nothing better than cutting out the middle man,and having your own Agent.


you pay regardless


so yea

i suck for not saying further


contact the social security adm

your financial institution and any you do financial business with

the ones you pay your bills to

your local sheriffs dept

your friends relatives

your postal carrier

the dmv

also if you have children,the school

and your family md etc

to even your hair stylist or fav grocery store and gas station

the adm of your social media accts

make it hard to be replicated when id theft is involved

also never seal a deal electronically alone

get hard copy as in paper and pen


and always use your own pen,no one elses



also any transactions that occur that you did not do nor authorize?
dont be hesitant to utilyze those cameras that are every where.

just sayin

Valuable info. thanks for taking the time to explain it. I will probably try this.

Do the rest of you think this is a good idea, to keep your credit locked until you need to open a new account?