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Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS

 
Anonymous Coward
User ID: 74505192
United States
04/12/2021 12:01 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Today's Conversation

"How will creditors decide loans vs ability to pay? Social credit alone won't determine the solvency of a business."

"President Biden's government will now determine a more fair and equatable credit system for all the people in our republic."


Tomorrow's Conversation

"The Senate will no longer be a concern to us, I have just received word that Emperor Biden has dissolved the council permanently. The last remnants of the old republic have been swept away."

"That's impossible. How will Biden maintain control without the bureaucracy?

"The regional governors now have direct control over their territories. Fear will keep the local systems in line."
 Quoting: MAGNUS 74


as it is now credit card companies keep trying to get me to get cards and i talk to them like why should i?

they seem to have the opinion that i need them to pay my bills or something

i then inform them that the only reason ive had credit cards for the past 4 years is trying to fix my credit score in a very faulty credit system. i dont need their cards as ive already pulled out of the banking and financial system and moved everything to crypto where i can monetize my tokens and take out loans against them.

then i inquire as to why i should even keep using their cards that only offer me a couple hundred dollars and have an exorbitant interest rate when i can simply be my own bank and take out a credit line based on my monetary holdings while earning 8% on USD.

They dont have a response
Anonymous Coward
User ID: 80239082
United States
04/12/2021 12:03 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
 Quoting: Anonymous Coward 79623367


Wherever this "prophecy" came from...
to the "Hall of Fails".
Butch DeFeo

User ID: 80235962
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04/12/2021 12:06 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
HER

BIDDENCROW
:DOCSRBAFFLED::redblueLED::DONTBEAPANDEMICS:
Only you can stop the fake pandemic for yourself, no one will ever tell you the pandemic is over. It's time to WIN.
Anonymous Coward
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United States
04/12/2021 12:06 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
 Quoting: Anonymous Coward 79623367


Wherever this "prophecy" came from...
to the "Hall of Fails".
 Quoting: Anonymous Coward 80239082


How so?

It seems pretty dead on to me so far....
Anonymous Coward
User ID: 77070158
United States
04/12/2021 12:11 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Today's Conversation

"How will creditors decide loans vs ability to pay? Social credit alone won't determine the solvency of a business."

"President Biden's government will now determine a more fair and equatable credit system for all the people in our republic."


Tomorrow's Conversation

"The Senate will no longer be a concern to us, I have just received word that Emperor Biden has dissolved the council permanently. The last remnants of the old republic have been swept away."

"That's impossible. How will Biden maintain control without the bureaucracy?

"The regional governors now have direct control over their territories. Fear will keep the local systems in line."
 Quoting: MAGNUS 74


as it is now credit card companies keep trying to get me to get cards and i talk to them like why should i?

they seem to have the opinion that i need them to pay my bills or something

i then inform them that the only reason ive had credit cards for the past 4 years is trying to fix my credit score in a very faulty credit system. i dont need their cards as ive already pulled out of the banking and financial system and moved everything to crypto where i can monetize my tokens and take out loans against them.

then i inquire as to why i should even keep using their cards that only offer me a couple hundred dollars and have an exorbitant interest rate when i can simply be my own bank and take out a credit line based on my monetary holdings while earning 8% on USD.

They dont have a response
 Quoting: Anonymous Coward 74505192


Similar situation here. My fiancee who obsessed with her credit score and makes 1/4 of what I do has a $30K limit chase card. I on the other hand can only get a $400.00 limit Capital One card. No use for loans and credit cards, as I have no mortgage and had company cars my whole life, so my credit score is shit, my social credit score will be even worse.
Anonymous Coward
User ID: 76946058
United States
04/12/2021 12:12 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Read the article, he wants to move this up under a government controlled program.

It isn't that he wants to CANCEL them, he wants to turn the government to take over this service.

I've got no love for the credit bureaus but if the government takes over, it will turn into a social credit system.
Anonymous Coward
User ID: 80229602
United States
04/12/2021 12:19 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
 Quoting: Anonymous Coward 79623367


Wherever this "prophecy" came from...
to the "Hall of Fails".
 Quoting: Anonymous Coward 80239082


How so?

It seems pretty dead on to me so far....
 Quoting: Anonymous Coward 74505192


At best, they are behind schedule.

book


- - - - - -
Anonymous Coward
User ID: 80238779
Australia
04/12/2021 12:21 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Not my problem you let them cheat Trump
In the elections so get fkd.
Shadow Dance

User ID: 59490123
United States
04/12/2021 12:25 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Just to let you know... it can be done ... I have never had a credit report/score ... I have never bought anything I couldn't afford ... and I have never regretted not paying double for what I purchase - on credit.

I have everything that you have ... a nice home, a nice car and plenty of food ... but unlike you, everything I have is fully paid for ... I even have a nice nest egg - I lack NOTHING ... but a credit score - because I don't need it.
Copperhead

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United States
04/12/2021 12:36 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
credit bureaus let landlords fuck renters
 Quoting: Anonymous Coward 79336278


Only in Biden's America.
Anonymous Coward
User ID: 3900871
United States
04/12/2021 01:13 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Now before you rip me listen. I had a credit score near 830 for years. Then I had a car accident, broke my back.. 6 surgeries later Im on SS and get about 1/4 per month than I made before. My credit score is under 600. I busted my ass all my life for that imaginary number. All the banks should need to know is monthly income and proof thereof. I still wouldnt be able to buy much, but it would give me a chance.
Anonymous Coward
User ID: 79689794
04/12/2021 01:32 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
You know that would figure. I’m 40 years old spent half my life working to undo the damage I did in the first few years of adulthood finally get to a point I can finance nice things just bought a brand new truck at a decent rate... victim and slave to an imaginary 3 digit number, I have spent THOUSANDS of dollars fixing said imaginary number. It’s perfect that this would now take place. I broke my back paying off my ITT loans and my degree is worth as much as toilet paper. I tried to get the loan forgiven because ITT is discredited and fell into one of those scams lost another 1400 bucks. All in the name of improving an imaginary number. Which as fate would have it will soon not even matter. Perfect !!! Just my luck
 Quoting: Taz


I hear you, and it's understandable to feel bitter and pissed off -- try not to just for your own sake so it won't eat you up. You have tried to do the right and honorable thing and that counts for something, I believe.
Wookiee

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Belgium
04/12/2021 01:41 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
credit bureaus let landlords fuck renters
 Quoting: Anonymous Coward 79336278


Yeah! Why should it go on record that you don't pay your rent? It's not fair! </snarc>
Warning: JustSomeGuy_42 is a publicly confessed unvaxxed neophiliac .

If the number 666 is considered evil.
then technically, 25.8069758 is the root
of all evil.
Wookiee

User ID: 79324530
Belgium
04/12/2021 01:42 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Just to let you know... it can be done ... I have never had a credit report/score ... I have never bought anything I couldn't afford ... and I have never regretted not paying double for what I purchase - on credit.

I have everything that you have ... a nice home, a nice car and plenty of food ... but unlike you, everything I have is fully paid for ... I even have a nice nest egg - I lack NOTHING ... but a credit score - because I don't need it.
 Quoting: Shadow Dance


Well goodie goodie 4 u!

Why can't the world's population be like you? Maybe you should write a book on how to be you.
Warning: JustSomeGuy_42 is a publicly confessed unvaxxed neophiliac .

If the number 666 is considered evil.
then technically, 25.8069758 is the root
of all evil.
Anonymous Coward
User ID: 80135661
United States
04/12/2021 02:27 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Shut the theiving criminal al scamartist scum 9f the earth down. But unfortunately, this is just a demo rat shakedown. They want money.
Anonymous Coward
User ID: 79343232
United States
04/12/2021 02:31 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Now that my FICO is in the mid 700s they're gonna get rid of credit scores. Figures.
Gabriel~

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Canada
04/12/2021 02:32 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
The credit score system is demonic BS anyway... the whole economy is rigged by demons.
I LOVE GOD AND CHRIST! <3

We’re all in the same game; just different levels
Dealing with the same hell; just different devils
Anonymous Coward
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04/12/2021 02:49 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Would they be replaced with SCS monitoring entities?
 Quoting: Anonymous Coward 79475930


Nationalize a private industry... what could go wrong?
Anonymous Coward
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04/12/2021 02:59 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
I like this idea. Credit agencies are abused by bad actors and people not following the rules. And if you are the victim of identify theft, it can be practically impossible to get things erased from your credit report from all three agencies until they go away by law after 7-10 years. Consolidating it all under one easily regulated system would be an improvement.
Anonymous Coward
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04/12/2021 03:31 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
It won't matter after he also eliminates our jobs.
Govt. will allow you to get a reverse mortgage on your organs, though.
JoeNobHead

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04/12/2021 04:01 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
bsflagbsflagbsflag
I believe in science NOT religion. Giving me bad karma for that, is anti-religious (you're passing judgement) I am just a man. Of no significance. Who found religion to be full of lies, and wrong doing, conflicted teachings
I understand microwave communications.
I do not stand for the NWO, it sucks.
Anonymous Coward
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04/12/2021 04:05 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
The Current "Credit Score" Only favors rich white folks who have the means to pay bills and purchase items with credit.
The Future Hegemon

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04/12/2021 04:13 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Saw this coming a mile away when china implemented a similar system
I thought commanders could order anything.”
"They can order the moon to turn blue, too, but it doesn't happen. Listen, Ender, commanders have just as much authority as you let them have. The more you obey them, the more power they have over you.
Anonymous Coward
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04/12/2021 04:18 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Stop talking about Biden.. His handlers want whatever. Biden is a fucking walking diaper.
 Quoting: MyShinyHiney


Right. If he's saying this, it means the credit card companies want it. But why?
 Quoting: Anonymous Coward 73135756


Given how much leftism has corrupted the corporate world, your question is as good as any.

Considering how much of the advertising industry and their clients (mainly big companies) in today's world don't mind alienating part of their customer base with cancel-culture bullshit, credit card companies may be willing to inadvertently (or purposefully) hurt their P&L in order to achieve a political orgasms from Woke liberalism.

Who knows exactly?
Anonymous Coward
User ID: 74505192
United States
04/12/2021 04:23 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
credit bureaus let landlords fuck renters
 Quoting: Anonymous Coward 79336278


Yeah! Why should it go on record that you don't pay your rent? It's not fair! </snarc>
 Quoting: Wookiee


oh yeah im sure thats always the case. i mean surely someone doesnt ever drive 500 miles just to pay rent because the fucking landlord cant list their shit correctly on the internet and u get there 2 days late and they have an eviction ready for you because youre 2 days late.



last time i ever rented from a company rental agency, all they do is fuck people over
Anonymous Coward
User ID: 74505192
United States
04/12/2021 04:24 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
The Current "Credit Score" Only favors rich white folks who have the means to pay bills and purchase items with credit.
 Quoting: Anonymous Coward 16251160


not sure what white has to do with it...

it favors rich people period, they arent all white you racist piece of shit
33Law&Order33

User ID: 79421414
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04/12/2021 05:35 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Hopefully our credit scores will be based on internet history so we can compare who has the lowest one and congratulate that guy for being the most based
 Quoting: Anonymous Coward 69999883


Lmfao
33Law&Order33
Tex the Neanderthal

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04/12/2021 06:00 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
bump
Anonymous Coward
User ID: 74505192
United States
04/12/2021 06:02 PM
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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
bump
 Quoting: Tex the Neanderthal


credits a scam, just got off the phone with my bank telling them that and cancelling a card.

told em i was converting to crypto based credit cards
GT Big hair

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04/12/2021 06:10 PM

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Re: Social Credit? BIDEN wants to CANCEL CREDIT BUREAUS
Stop talking about Biden.. His handlers want whatever. Biden is a fucking walking diaper.
 Quoting: MyShinyHiney


I know what ya mean... obama was a much better puppet... at least he could bullshite better...

this senile fake POTUS can't even do that...

bert-TIAll
GT Big hair...yep and Amen.





GLP