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| 06:40 AM | ||
| Users Online Now: 1,730 (Who's On?) | Visitors Today: 577,851 | |
| Pageviews Today: 753,853 | Threads Today: 225 | Posts Today: 3,052 |
| 06:40 AM | ||
I paid off my last credit card today | |
| Big Daddy D
Offer Upgrade  User ID: 79576850  United States02/11/2021 05:57 PM Report Abusive Post Report Copyright Violation | |
| T-Man
Entitled title User ID: 78270630  Netherlands02/11/2021 05:58 PM  Report Abusive Post Report Copyright Violation | |
| QCluminati
User ID: 78083688  Canada02/11/2021 05:59 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 1966518 United States02/11/2021 06:00 PM Report Abusive Post Report Copyright Violation | I've personally struggled with debt since losing my job in 2013. I was hired 11 months later in the current role that I'm in, but it took me a very long time, obviously, to get out of debt. Quoting: Big Daddy D Time to double down on the mortgage now. If you don't have an emergency fund, start one. If you have one, make it bigger/save more. Don't live beyond your means but try and live on 60% of your take home pay & bank the rest if possible. You never know when the car will need maintenance, refrigerator will go out, or God forbid, you lose your job. I work a second job as well and a lot of it is cash which we use at the grocery store, gasoline, etc. so 1) our purchases aren't tracked (no loyalty cards/accounts) and 2) the money never goes into the bank to be tracked/taxed either. I also buy tools and other items of necessity with the cash as well. Good Job!!! Good advice. (Except for announcing online you don't declare all your income to the IRS. I would delete this post.) |
| ~Sloane~
User ID: 79876763 United States02/11/2021 06:02 PM  Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77684485 United States02/11/2021 06:03 PM Report Abusive Post Report Copyright Violation | Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. |
| Anonymous Coward User ID: 76309419 United States02/11/2021 06:03 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 76309419 United States02/11/2021 06:04 PM Report Abusive Post Report Copyright Violation | Congrats....I almost commited suicide due to financial issues. I still owe over 55K and after paying loans, rent etc monthly I only take home about $150... Quoting: Anonymous Coward 77684485 Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. Don't worry too much friend, soon we will all be equally poor |
| Bloody Peasant!
User ID: 75284939 United States02/11/2021 06:07 PM Report Abusive Post Report Copyright Violation | Keep it that way my friend! Congrats and you are on a great pathway to financial security going forward. This business will get out of control. It will get out of control and we'll be lucky to live through it. -Admiral Josh Painter The past was alterable. The past never had been altered. Oceania was at war with Eastasia. Oceania had always been at war with Eastasia. -Orwell Bloody Peasant |
| T-Man
Entitled title User ID: 78270630 Netherlands02/11/2021 06:08 PM Report Abusive Post Report Copyright Violation | Congrats....I almost commited suicide due to financial issues. I still owe over 55K and after paying loans, rent etc monthly I only take home about $150... Quoting: Anonymous Coward 77684485 Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. trust me many of us have been/are there. thats why this is so cool for OP. and im sure it will happen to you too! i hope it will |
| T-Man
Entitled title User ID: 78270630 Netherlands02/11/2021 06:10 PM Report Abusive Post Report Copyright Violation | Congrats....I almost commited suicide due to financial issues. I still owe over 55K and after paying loans, rent etc monthly I only take home about $150... Quoting: Anonymous Coward 77684485 Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. Don't worry too much friend, soon we will all be equally poor thats the spirit! hey the good thing about hyper inflation is debt becomes worth a lot less. |
| Big Daddy D
(OP) User ID: 79576850 United States02/11/2021 11:08 PM Report Abusive Post Report Copyright Violation | I've personally struggled with debt since losing my job in 2013. I was hired 11 months later in the current role that I'm in, but it took me a very long time, obviously, to get out of debt. Quoting: Big Daddy D Time to double down on the mortgage now. If you don't have an emergency fund, start one. If you have one, make it bigger/save more. Don't live beyond your means but try and live on 60% of your take home pay & bank the rest if possible. You never know when the car will need maintenance, refrigerator will go out, or God forbid, you lose your job. I work a second job as well and a lot of it is cash which we use at the grocery store, gasoline, etc. so 1) our purchases aren't tracked (no loyalty cards/accounts) and 2) the money never goes into the bank to be tracked/taxed either. I also buy tools and other items of necessity with the cash as well. Good Job!!! Good advice. (Except for announcing online you don't declare all your income to the IRS. I would delete this post.) The side income I make isn't worthy of coming after me. Trust me. Last Edited by Big Daddy D on 02/11/2021 11:08 PM HWR The US is a One Party State controlled by a small cadre of Financiers Big Daddy D |
| Big Daddy D
(OP) User ID: 79576850 United States02/11/2021 11:10 PM Report Abusive Post Report Copyright Violation | Congrats....I almost commited suicide due to financial issues. I still owe over 55K and after paying loans, rent etc monthly I only take home about $150... Quoting: Anonymous Coward 77684485 Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. I was about $60K in the hole. Hang in there. If you can pick up a side job, like I did, maybe that would help. Once I got one paid off, it was a sense of an accomplishment and created some momentum. Be strong. HWR The US is a One Party State controlled by a small cadre of Financiers Big Daddy D |
| Anonymous Coward User ID: 80042776 United States02/11/2021 11:12 PM Report Abusive Post Report Copyright Violation | |
| Lance Roseman From BC
User ID: 77547432 Canada02/11/2021 11:14 PM Report Abusive Post Report Copyright Violation | Nice! Pine worthy.... If you are not busy weaving your own magick, you are trapped in anothers spell. “It’s time you realized that you have something in you more powerful and miraculous than the things that affect you and make you dance like a puppet.” – Marcus Aurelius |
| Lance Roseman From BC
User ID: 77547432 Canada02/11/2021 11:14 PM Report Abusive Post Report Copyright Violation | Yep...pine it...everyone should learn from this. If you are not busy weaving your own magick, you are trapped in anothers spell. “It’s time you realized that you have something in you more powerful and miraculous than the things that affect you and make you dance like a puppet.” – Marcus Aurelius |
| Hibodharma
User ID: 79915262 Canada02/11/2021 11:14 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 57897053 United States02/11/2021 11:16 PM Report Abusive Post Report Copyright Violation | |
| peterpeccary
User ID: 79044425 United States02/11/2021 11:16 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77806767 United States02/11/2021 11:17 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 79649052 United States02/11/2021 11:18 PM Report Abusive Post Report Copyright Violation | |
| TN_Dan
User ID: 80035639 United States02/11/2021 11:20 PM Report Abusive Post Report Copyright Violation | |
| Psycho Babble
User ID: 50780151 United States02/11/2021 11:22 PM Report Abusive Post Report Copyright Violation | |
| Vicious Deplorable dollop
You ain't seen nothing yet! User ID: 80036474 United States02/11/2021 11:24 PM  Report Abusive Post Report Copyright Violation | I've personally struggled with debt since losing my job in 2013. I was hired 11 months later in the current role that I'm in, but it took me a very long time, obviously, to get out of debt. Quoting: Big Daddy D Time to double down on the mortgage now. If you don't have an emergency fund, start one. If you have one, make it bigger/save more. Don't live beyond your means but try and live on 60% of your take home pay & bank the rest if possible. You never know when the car will need maintenance, refrigerator will go out, or God forbid, you lose your job. I work a second job as well and a lot of it is cash which we use at the grocery store, gasoline, etc. so 1) our purchases aren't tracked (no loyalty cards/accounts) and 2) the money never goes into the bank to be tracked/taxed either. I also buy tools and other items of necessity with the cash as well.  Last Edited by Vicious Deplorable dollop on 02/11/2021 11:25 PM Kamala Harris is not a Natural Born Citizen. She's illegally running. Used by the Founders... Book I of The Law of Nations, Chapter XIX, § 212 (Joseph Chitty numbering) – “Citizens and natives” reads: 'The citizens are the members of the civil society; bound to this society by certain duties, and subject to its authority, they equally participate in its advantages. The natives, or natural-born citizens, are those born in the country, of parents who are citizens. As the society cannot exist and perpetuate itself otherwise than by the children of the citizens, those children naturally follow the condition of their fathers, and succeed to all their rights.' 1758 Emerich de Vattel Oh' What the Hell, do I look like I want to die in some nursing home one day... America must have 4 new Constitutional Amendments... 1. Drug Tests and Mental Evaluations on all politicians and judges randomly five times per year. 2. Term Limits for Federal politicians and judges. 3. Mental and health standards for Supreme Court Justices and retirement age set. 4. A 'Star Chamber' of elected Natural Born Citizens (no attorney's) to ivestigate, try, and prosecute the politicians and government employee's as they see fit. Mandatory death penalty by public hanging is the merciful sentence for pedos and their associates. Democrats are a WMD, literally. Let Justice Be Done Though The Heavens Fall. |
| Anonymous Coward User ID: 79221555 United States02/11/2021 11:24 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77294439 United States02/11/2021 11:25 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77780326  Australia02/11/2021 11:25 PM Report Abusive Post Report Copyright Violation | |
| Scios
User ID: 78831170 United States02/11/2021 11:27 PM  Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77780326 Australia02/11/2021 11:27 PM Report Abusive Post Report Copyright Violation | Congrats....I almost commited suicide due to financial issues. I still owe over 55K and after paying loans, rent etc monthly I only take home about $150... Quoting: Anonymous Coward 77684485 Yup $150 monthly Is all the cash I have left over monthly...Been like that for about 3 years. I wake up thinking about cash issues and go to sleep thinking of it. My life is hell. I only dream that someday I’ll be like you op and at least get my credit cards payed off. This is not a joke...Many out here in the real world cry themselves to sleep at night. Just file chapter 7 and wipe your troubles away. |
| Anonymous Coward User ID: 75147420 United States02/11/2021 11:28 PM Report Abusive Post Report Copyright Violation | |
| Anonymous Coward User ID: 77697294 United States02/11/2021 11:28 PM Report Abusive Post Report Copyright Violation | Awesome job, cheers! Did the exact same thing and finished last January after paying down around $57k over five years! It took a second job to do it. Two cars, two credit cards, and a bit of medical. What a grind but worth it... It feels so good. 2020 I saved 6 months for the emergency fund. All thats left is a small mortgage that will take 7-8 years to pay off. Keep it up and congrats to the future! |
