Metals are a hedge against getting wiped out. They're like the duffle bag with 100 grand in it every mobster keeps in the closet in case he has to run and lay low for awhile.

You General Motors stock might go to 10 cents but your silver never will. If anything it will sky rocket as GM goes to zero. No need to go berserk, 100 ounces should be more than enough to keep you going for awhile if things get dicey.

If 100 ounces isn't enough to tie you over for awhile, then that means it's never going to be over. In which case it's back to the stone age anyway. A truck load of silver wouldn't buy you the last loaf of bread. Because the only money left... is the last loaf of bread.