Because it Isn't The Responsibility of The American Taxpayer to Help You Buy a House, a Car, a Zebra or a Pinata. Save up Your Money, Get a Loan

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BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN
Anonymous Coward User ID: 73817488 United States 01/21/2017 11:26 AM Report Abusive Post Report Copyright Violation	BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN Thread: Why did Trump just eliminate the FHA mortgage rate reduction for LOW WAGE HOMEOWNERS & increase their mortgages? BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN FROM A BANK LIKE EVERYONE ELSE AND THEN YOU CAN HAVE A HOUSE. TIME TO WEAN THESE BLOATED ADULT SIZED CHILDREN OFF OF UNCLE SAMS TIT. Quoting: Anonymous Coward 62903038

Anonymous Coward User ID: 1801747 United States 01/21/2017 11:50 AM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN Thread: Why did Trump just eliminate the FHA mortgage rate reduction for LOW WAGE HOMEOWNERS & increase their mortgages? BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN FROM A BANK LIKE EVERYONE ELSE AND THEN YOU CAN HAVE A HOUSE. TIME TO WEAN THESE BLOATED ADULT SIZED CHILDREN OFF OF UNCLE SAMS TIT. Quoting: Anonymous Coward 62903038 Quoting: Anonymous Coward 73817488 You aren't helping. Which tax payer money does a new home take when it's under FHA. I've been researching how to buy a house for a long time. FHA makes it so you can buy a house with less than 5% down. Not everyone gets money from mommy and daddy or has a six figure job like you. The homebuyer ends up paying for the FHA subsidies across the board over time which actually makes the home a lot more expensive than coming up with 20%. The only options for moderate income people are down payment assistance or come up with the down payment on the home. You can only stretch yourself so thin. Who's to say these people can't afford the monthly payments when they are about the same as rent? The hardest part about purchasing a property is coming up with that 20%. Do you know of a magical way to save 20%? If so, I'd like to hear it. And please stop saying you have to save more than you spend. I've been trying for years but something always comes up where you need the money you saved which makes the saving process even longer.
Anonymous Coward (OP) User ID: 73817488 United States 01/21/2017 11:57 AM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN Thread: Why did Trump just eliminate the FHA mortgage rate reduction for LOW WAGE HOMEOWNERS & increase their mortgages? BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN FROM A BANK LIKE EVERYONE ELSE AND THEN YOU CAN HAVE A HOUSE. TIME TO WEAN THESE BLOATED ADULT SIZED CHILDREN OFF OF UNCLE SAMS TIT. Quoting: Anonymous Coward 62903038 Quoting: Anonymous Coward 73817488 You aren't helping. Which tax payer money does a new home take when it's under FHA. I've been researching how to buy a house for a long time. FHA makes it so you can buy a house with less than 5% down. Not everyone gets money from mommy and daddy or has a six figure job like you. The homebuyer ends up paying for the FHA subsidies across the board over time which actually makes the home a lot more expensive than coming up with 20%. The only options for moderate income people are down payment assistance or come up with the down payment on the home. You can only stretch yourself so thin. Who's to say these people can't afford the monthly payments when they are about the same as rent? The hardest part about purchasing a property is coming up with that 20%. Do you know of a magical way to save 20%? If so, I'd like to hear it. And please stop saying you have to save more than you spend. I've been trying for years but something always comes up where you need the money you saved which makes the saving process even longer. Quoting: Anonymous Coward 1801747 YOU need to go back to school for economics. You cannot afford the house. Stick to renting.
Anonymous Coward (OP) User ID: 73817488 United States 01/21/2017 12:02 PM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN Magic formula: Food. Water. Shelter. Car/gas and bills. I did not buy into moving out early and saddling myself with lifelong debts. It's all a fucking game and you are all the losers. If you do not have money, blame women. Womens suffrage was started by men. They doubled the work force and tax base but to double the work force, they cut the wages in half. One income used to support a whole family, but that home was passed on thru generations. They stayed at home. That is why homes were so big. They stayed at home long enough to get their own house. The illusion of "mommas boy, or moms basement is purveyed here as well, that women look down on you for living at home trying to get your shit okay. I lived at home till I was 27. Then with that 35% down on my house, I am fine and have no issues today.
Anonymous Coward (OP) User ID: 73817488 United States 01/21/2017 12:05 PM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN I had my first child when I was 32. I made sure I had a college fund saving set up for my children and I set that up when I was 23. So, for nine years before I even had a child, I was saving. So, when I am 49, if I kept contributing to the college fund all those years, they are set. I only need one fund for my three children as is gains interest, and starting at a young age allows compounding to work for me.
BRYinTX User ID: 73496099 Poland 01/21/2017 12:12 PM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN I had my first child when I was 32. I made sure I had a college fund saving set up for my children and I set that up when I was 23. So, for nine years before I even had a child, I was saving. So, when I am 49, if I kept contributing to the college fund all those years, they are set. I only need one fund for my three children as is gains interest, and starting at a young age allows compounding to work for me. Quoting: Anonymous Coward 73817488 well there's your answer op. you've been saving for your kids' college. that's where the down payment for your house is. i would recommend waiting to see what happens with mortgage interest and property tax deductions before signing on to a new loan. if they are eliminated, housing prices will have to drop.
Anonymous Coward User ID: 70295002 United States 01/21/2017 04:56 PM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN

Anonymous Coward User ID: 70295002 United States 01/21/2017 04:57 PM Report Abusive Post Report Copyright Violation	Re: BECAUSE IT ISN'T THE RESPONSIBILITY OF THE AMERICAN TAXPAYER TO HELP YOU BUY A HOUSE, A CAR, A ZEBRA OR A PINATA. SAVE UP YOUR MONEY, GET A LOAN I had my first child when I was 32. I made sure I had a college fund saving set up for my children and I set that up when I was 23. So, for nine years before I even had a child, I was saving. So, when I am 49, if I kept contributing to the college fund all those years, they are set. I only need one fund for my three children as is gains interest, and starting at a young age allows compounding to work for me. Quoting: Anonymous Coward 73817488 well there's your answer op. you've been saving for your kids' college. that's where the down payment for your house is. i would recommend waiting to see what happens with mortgage interest and property tax deductions before signing on to a new loan. if they are eliminated, housing prices will have to drop. Quoting: BRYinTX OP isn't having the issues. It was from the other thread in the first post where the Mehitable was making comments.
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