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Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?

 
mehitable lives
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User ID: 1524722
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11/14/2013 04:54 PM
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Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
I understand that the Obamarhoids want to take over everything starting with medicine and it's all about galloping Fascism....BUT

I'm wondering if the Obamacare disaster of EPIC proportions might do something unexpected and perhaps wonderful.....destroy the concept of private insurance and and insurance companies?

Probably the main thing that has been driving up the cost of health care (and also imposing a lot of unnecessary paperwork and rules on medical people) has been INSURANCE COMPANIES. And what service do they actually provide? None really - no medical function. They just siphon off countless tons of money to create more bloated exec payrolls and gigantic edifices in every city. Maybe they need to....go away....permanently.

Insurance is like a type of credit card....it's about fake money going to buy things that we really don't have, and it's what's enabled hospitals to create these vast medical centers that are unbelievably expensive...but yet really don't provide efficient or well thought out medical care. Believe me, for family reasons, we have seen tons of hospitals in the past few years (and related medical facilities) and many of them - and their doctors - STINK. They do a lot of tests and give out a lot of pills....but many of them really don't know what they're doing and patients are just shuttled back and forth between one overworked doc or nurse who doesn't know them to another.

I've actually SEEN the death panels in ACTION in the nursing homes (Palin was right about that except that they exist NOW) and we've had to fight them. Often they think someone would be better off dead than struggling to survive....even if they really WANT to.

Now when I was a kid, people paid the doctors and hospitals directly....out of pocket or on a payment plan. Doctors actually came to the house....to see ME as a sick child. I'm not even 60 yet so it's not that long ago.

Considering how HIGH the insurance premiums are going for so many people....maybe we need to end the insurance model of care....keep those premiums in pocket...and once again....go back to paying doctors and hospitals out of pocket or in installments. Maybe except for extraordinary cases that cost a fortune that might be publicly insured, but that should be the minority.

Yes, that would mean lower salaries for doctors and staff and hopefully executives (many of whom should just be run out of medicine as they're useless), and that hospitals would have to cut back. But considering the vast waste in medicine....maybe that wouldn't be a bad thing.

If you saved your insurance premiums for a year....how much would you be able to pay your doctor in cash?

So maybe Obamacare might work in an unintended way....to bring us back to an older and better system of payment and patient care....something more direct, more intimate and more efficient. It might not be a bad thing, after all.

Of course....word to the wise - don't ever sign up for Obamacare.
mehitable lives  (OP)

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11/14/2013 05:01 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
Ah, one star bandit, what would GLP be without you??? Much better, of course.

Consider folks....if you stopped paying health insurance premiums, and just paid your doctors and hospital directly in cash.....how much work it would eliminate for everyone? You probably could get substantial discounts on virtually everything.

If you banded together with your friends or religious or social group, you could create your own "insurance" program. Many already do this and they take care of the needs of themselves and others who subscribe to their plan. And they do it cheaply and efficiently.

People need to start thinking about health care in different ways. Many of the tests and pills and vaccines and craps the medical system pushes are unnecessary and/or harmful. Things need to be done in a different way...we can't keep having these ever escalating costs. Maybe the way to slash them is....to remove the source of endless money.

There are other ways of financing healthcare besides the bottomless pit of insurance....private or public.
mehitable lives  (OP)

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11/14/2013 05:03 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
And consider....oh you conservatives.....

Isn't the real reason insurance has been used and so popular for decades not that it is effective, especially in overall social terms....but that it gives (at least till recently) the illusion of getting something for "nothing" or at least not at the actual price? Isn't that a "liberal" philosophy?
mehitable lives  (OP)

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11/14/2013 05:05 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
You would, in paying directly to the medical people, get the government OUT OF HEALTHCARE....and out of your life in general, and that is one thing we absolutely need.

It would cut down drastically on paperwork, spying and collection of data. It would enable different models of care and treatment to exist - and not just insurance/AMA approved ideas. The health care field might well explode with new treatments - not all of them effective perhaps, but not all of them are effective now. They just have good advertising....that your insurance pays for.
Anon-A-Crew
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11/14/2013 05:16 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
Ask a canadian or a german how well the govt run health care works


up to 8 month wait for a procedure

if the money "budget runs out " you are SOL

if you are to old or to young not procedure for you


name one thing any gov run agency does correctly ?


that's right the facts is:

there isn't one thing to be mentioned
mehitable lives  (OP)

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11/14/2013 05:21 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
Ask a canadian or a german how well the govt run health care works


up to 8 month wait for a procedure

if the money "budget runs out " you are SOL

if you are to old or to young not procedure for you


name one thing any gov run agency does correctly ?


that's right the facts is:

there isn't one thing to be mentioned
 Quoting: Anon-A-Crew 1704806




That is correct, which is why all health care payments should go back to direct cash or installment on the part of the patients (or their groups) rather than through any kind of insurance company or government plan. There may be a need for government programs for the very poor or those who have massive expenses, and I wouldn't begrudge those, but ordinary folks should pay their own way in cash. That would bring the cost of everything WAYYYYYYYY down over time, and would create a much freer system of healthcare with little or no government intrustion.

We have to start somewhere as what we have doesn't work. And Obamacare might be what will finally destroy an already rotting system. It will take time to achieve as we've been using insurance companies since the end of WW2, but hopefully they will be eliminated some day, and their vast reservoirs of money will be retained by ordinary citizens.
Anon A Crew
User ID: 1704806
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11/14/2013 06:07 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
Quote:

That would bring the cost of everything WAYYYYYYYY down over time

True, but........


well last time i checked the business have all the cash and the customers don't


who do you think will last longer

the business or you ?


I agree there has to be major changes to the system(s)

health

education

economy

etc etc etc


anything govt run will be twisted / corrupted and be ineffective


a complete rebuild of the whole system will have to happen to run the corrupt greedy rats out of dodge

then things can change for the better


so the question should be

WHO HAS THE BALLS TO TAKE THESE CORRUPT GREEDY FKRS OUT
Anonymous Coward
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11/14/2013 06:12 PM
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Re: Could Obamacare Become A Blessing in Disguise By Destroying the Concept of "Health Insurance"?
I certainly hope that happens. Ten years ago I saw what a scam health insurance was and dropped it. I just pay out of pocket and save tons of money. As for the worriers about some serious disease I decided that if it came to that death isn't something I can overcome in the long run anyway. I'm going for high quality life and taking my chances. Not having insurance makes you pay attention to your health and you take personal responsibility. Wish all you would join me in sticking it to the insurance companies and just dropping their greedy criminal product.





GLP