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Don't bank with Wells Fargo
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[quote:Anonymous Coward 1292314:MV8xNTU2MzkzXzI1NzA4ODA4XzJDNzExQzQ3] [quote:Anonymous Coward 1460976] [quote:Anonymous Coward 1292314] [quote:Anonymous Coward 1377908] Don't blame it on the bank, blame it on the banking laws. I had BofA and another independent bank do the same thing. The banking laws give them the authority to honor any drafts or checks that were legally authorized to continue EVEN AFTER THE ACCOUNT IS CLOSED! They are ALL CROOKS! [/quote] Writing checks and then closing the account so they can't get paid makes the account holder responsible, not the bank. Don't write checks if you don't intend to allow payment to be applied. It's called stealing. [/quote] If you possessed adequate reading comprehension skills you'd have understood that THE BANK FAILED to STOP DRAFTING. In other words. it was entirely the Banks fault. I doubt you understand. [/quote] It is not the responsibility of the bank to stop an automatic draft. It is the account holder that must contact the vendor and cancel the automatic draft. It's the same thing as writing a check. Read the terms of your agreement with the bank, then you'll understand. [/quote]
Original Message
We recently closed our account at Wells-Fargo. AFTER we closed it they took a draft from an insurance company and are now charging us an overdraft charge. THEY screwed up and didn't close the account...and now will NOT close the account because it is "overdrawn". RUN like hell from these f*n thieves.
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